Employers Association of New Jersey
A nonprofit association helping employers create exceptional workplaces since 1916.

Bottom Line Results

"Switching to the EANJ Health Care Trust was a great decision. As a result we have reduced our premiums substantially while enriching our benefits package. Employees have given positive feedback on the change. Truly a win, win, win!!!”

-William Sette, CEO
Preferred Behavioral Health

"This is a wonderful project, giving the member groups the buying power they could not accomplish on their own."

-Mary Boyle
Hamamatsu Corp.

“The QualCare product works well for my company…no one is getting hammered with crazy rates, and the employees are able to keep the providers they want to use.” 

-Edward Marra
Power Container Corp.

"The clients I have with QualCare are very happy and have accepted the MEWA as a better benefit than what's being offered by insurance companies."

- Michael Kapandais
Empact Insurance Group

Read NJBIZ Article

Employer Health Care

Health care offered by employers for employers.  Managed by physician and employer trustees.  Owned by members.


Through a Multiple Employer Welfare Arrangement (MEWA) - Affiliated Physicians & Employers Health Plan - administered by Qualcare Alliance Network, Inc - EANJ members can fund exceptional health care coverage for their employees and their families.

A MEWA is a self-insured group benefits plan that permits employers of any size to have the same choice of plans and premium savings as a big corporation with thousands of employees.  For example, big employers with large numbers of employees benefit from self-insurance by aggregating claims experience and accurately forcasting future claims.  Likewise, EANJ's Healthcare Trust is member-owned and allows employers to share in successful cost reductions.  Over 2,000 New Jersey employers currently fund their health care from the Plan.

  • National provider network
  • Managed by physician employer trustees, not insurance executives
  • Dedicated claims team
  • 96% renewal rate

Fully compliant with the Affordable Care Act.  Services include Notification of Continuation/COBRA Adminstration and ACA reporting.

Originally available only to medical providers in the state who were tired of buying one-size fits all health plans at expensive prices from insurance companies, EANJ members are eligible for the same outstanding healthcare coverage that physicians and their families enjoy - highest quality, more choice, plan design flexibility, and much more. 

To help employers create a culture of productivity, plans include free wellness platform, including health coaching, advice, counsel, risk assessments and more.

To help employers engage employees and build morale, supplemental benefits are offered - Pharmacy Discounts, Identity Theft Protection, Pre-Paid Legal, Pet Insurance - at no cost to the employer.

Subscribe directly or through a broker.  Full broker's commissions paid.

EANJ membership is not a guarantee of health care coverage.  Employers must meet eligibility and underwriting requirements.

For more information call QualCare directly at 888-670-8135 (option 6).

I would like to learn more about the health plan - please contact me.


EANJ is a nonprofit trade association dedicated to improving employer-employee relations and facilitating the exchange of information among employers. It does not render legal services, offer legal opinion or engage in the practice of law.